Pay everyday bills in one flow
Airtime, data, electricity, and cable payments live in one clear, guided experience.
Instant Bill Delivery & Custom Margins for Resellers
Fast, Reliable & Seamless Bill Payments in Nigeria.
Buy cheap mobile data bundles, instantly recharge airtime, renew cable subscriptions, and settle electricity bills. Empowering daily utility payers and reselling businesses with wholesale rates.
24/7
Automated
99.9%
Uptime
₦0
Agent Fees
RAYO WALLET BALANCE
NGN 15,000
Real-time simulated account
RECENT TRANSACTION FEED
MTN SME 5GB
Just nowNGN 1,200
SuccessfulAEDC Postpaid Power
5 mins agoNGN 5,000
SuccessfulDStv Yanga Renewal
1 hour agoNGN 5,100
SuccessfulSUPPORTED NETWORKS
MTNAirtelGlo9mobileDSTVGOtvStarTimes
LIVE WIDGET EXPERIENCE
Interactive Payment Simulator
Select a service, customize inputs, and click "Proceed to Pay" to watch our instant delivery engine resolve the transaction live. No real debit cards required.
Secure Transaction Architecture
Rayo runs on a secure transaction stack built for verified customers and approved vendors. Wallet actions, confirmations, and delivery states are designed to stay fast, clear, and dependable.
24/7 PLATFORM STABILITY SECURED
Rayo VTU Core Features
- 100% Automated: Reserved funding account support and wallet-linked transaction delivery.
- Verified Flow: Account checks, secure confirmations, and guided vendor onboarding.
- Margin Control: Vendor pricing tools for data sales with platform-managed airtime settings.
PARTNER & RESELL
Wholesale Pricing & Reseller Margin Program
Unlock heavily discounted rates. Resell our packages to your customers from one clean experience. Control your approved margins and pocket the difference on supported vendor flows.
NETWORK / PACKAGEREGULAR PRICERESELLER WHOLESALE
MTN SME 1GB₦350₦240
MTN SME 5GB₦1,500₦1,200
Airtel 1.5GB₦1,200₦950
GOtv Max Sub₦8,000₦7,200
Reseller Profit Estimator
ESTIMATED DAILY VTU ORDERS50 Transactions
AVERAGE COMMISSION PER ORDER8% Margin
DAILY REVENUE
₦75,000
DAILY NET PROFIT
₦6,000
MONTHLY COMMISSIONS RETURN
₦180,000
Estimated on standard NGN 1,500 average order ticketsWHAT RAYO OFFERS
A friendlier way to pay bills, fund wallets, and step into vendor growth.
Rayo is built to feel simple from the first tap. Customers can pay everyday utilities quickly, while vendors get the tools they need to move faster, fund easily, and earn with more clarity.
Welcoming for users. Strong enough for vendors.
Fund once and move quickly
Reserved accounts keep wallet funding automatic so users and vendors spend less time waiting.
Grow from user to vendor
Rayo supports regular customers and approved vendors without forcing a complicated onboarding path.
Keep margins healthy
Wholesale pricing and controlled markup tools help vendors protect profit on data sales.
Core Experience
Open the live simulatorExplore the products people use most on Rayo.
Fast top-up
Airtime Top-up
Recharge instantly across MTN, Airtel, Glo, and 9mobile with discounted wholesale prices.
Best seller
Vibrant Data Bundles
SME, gifting, and corporate data packages with fast delivery and consistent vendor-friendly pricing.
Instant tokens
Electricity Payments
Pay AEDC, EKEDC, IKEDC, JEDC, and more, with instant token generation and zero utility downtime.
Quick renewal
Cable TV Subscriptions
Instant renewal and package changes for DSTV, GOtv, and StarTimes without connection delays.
Vendor tools
Reseller Dashboard
Powerful metrics, customizable margins, transaction tracking, and sub-reseller management tools.
Auto funding
Reserved Accounts
Automatic and instant wallet funding via permanent reserved bank accounts linked directly to you.
WHY CHOOSE US
A highly optimized financial architecture.
Rather than overloading your VTU operations, Rayo keeps your dashboard simple, secure, and blazing fast. Scale your business, fund your wallet securely, and let automation do the heavy lifting.
Rayo platform status: operational
Zero Delay, Fully Automated
Every transaction is processed instantly through automated platform flows. No manual approval, ever.
Bank-Grade Security
Encryption protocols and secure tokens defend your balance, credentials, and customer transaction logs.
Maximized Profit Margins
We procure services in bulk to offer you rock-bottom pricing, leaving more room for your reseller commissions.
QUESTIONS & ANSWERS
Frequently Asked Questions
Have questions about wallet funding, reseller margins, or vendor onboarding? Settle doubts instantly.
Need a quick platform overview?
Explore the core services, review the vendor value proposition, and read the legal terms that govern how Rayo works.
Read the platform termsGET STARTED WITH RAYO
Start Paying Bills & Earning Commissions Today.
Unlock the full power of Rayo. Fund your wallet with dedicated reserved accounts and recharge airtime, data, or utility bills inside a clean, modern user experience.